Mission 3 · Deposit & first buy
Start crypto with small capital
Can you start with RM30? How to start small on Hata with Auto-Invest, how much money goes in over a year, and why this calculator does not guess future value.
Quick answer
- Yes, you can. Instant Buy and Auto-Invest both start from RM30.
- RM30 a day is about RM900 a month. If that is too much, choose weekly or monthly.
- Count the money you put in, not the profit you hope for.
What you need
- A Hata account that has passed KYC
- An amount you can keep putting in every month even when prices fall
Why start small
Crypto goes up and down very sharply. If you put in RM5,000 at once and the price falls 40% the following week, it feels very different. Starting small gives you a chance to learn: to understand the app, to watch prices go up and down, and to find out how you feel when you are in the red, without risking much.
Minimums on Hata
- Instant Buy: RM30Instant Buy minimum: RM30
- Auto-Invest from the MYR wallet: RM30 per coinAuto-Invest minimum (from MYR wallet): RM30 per coin
- Auto-Invest with a debit card: RM100 per coinAuto-Invest minimum (debit card): RM100 per coin
- Spot order: worth RM10Minimum Spot order value: 10 in the pair's quote currency (e.g. RM10 for BTC/MYR)
Auto-Invest: the easiest way for small capital
DCA (dollar-cost averaging) means buying a fixed amount on a fixed schedule, whatever the price. When the price falls, your RM30 gets you more coin. When the price rises, it gets you less. You do not need to guess when to get in.
On Hata, this is done with Auto-Invest. You choose the coin, the amount and the frequency: daily, weekly, bi-weekly, monthlyAuto-Invest frequencies: daily, weekly, bi-weekly, monthly.
Work out how much money goes in
This calculator only counts the money you put in. This site does not guess crypto prices, because nobody knows them.
If you put in RM30 a day, how much goes in?
Contributions only. This site does not guess crypto prices.
Total money you put in
RM10,950
This is the money you put in. The crypto value can end up much higher or much lower than this.
Every Auto-Invest purchase carries a small fee. The exact amount shows on the plan confirmation screen in the app.
Pick an amount you can keep up
The right amount is the one you can keep up when the price falls 50% and you still do not panic. If RM30 a day makes you worry about next month’s bills, lower it to RM30 a week.
Daus has been DCAing RM30 a day into BTC and RM30 a day into SOL since late 2024. Daus’s portfolio is still in the red as of 22 Sep 2026. See Daus’s account for a real example, including the big plan Daus has paused.
Next steps
- Deposit your first amount through FPX.
- Make your first purchase with Instant Buy to understand the quote screen.
- Set up Auto-Invest.
Common questions on this topic
What's the minimum buy?
Instant Buy starts at RM30. A Spot order must be worth at least 10 in the pair's currency (RM10 for MYR pairs). Auto-Invest is RM30 per coin.
Source: Hata app (app Hata, 22 Sep 2026) · Hata Help Centre #619008 ↗ · Hata Help Centre #619010 ↗
Is the Auto-Invest minimum RM30?
Yes, RM30 per coin when paying from your MYR wallet. With a debit card, the minimum is RM100 per coin.
Source: Hata Help Centre #619010 ↗ · Hata Help Centre #619011 ↗
No Hata yet? Sign up with code AF01JCMFAA
Sign up with code AF01JCMFAA (at sign-up, or within 30 days under Profile → Rewards). 10% of every trading fee you pay comes back to your wallet monthly. Not free money: a lifetime fee rebate.
Daus is a Hata affiliate and earns a commission when you sign up with this code or link and trade. It costs you nothing extra; your 10% rebate comes from Hata under their T&C. Daus is not a Hata employee or official representative. Not financial advice.
Risk: Crypto prices can fall more than 50%. Daus is currently at a loss too. Rewards and rebates are not guaranteed. Not financial advice.